GUIDELINES AND CRITERIA FOR ISSUANCE OF LOANS TO BACHELOR’S DEGREE STUDENTS FOR ACADEMIC YEAR 2025/2026
1.0 IMPORTANT INSTRUCTIONS TO
ALL LOAN APPLICANTS
All loan applicants for the Academic Year 2025/2026 are required to observe the following:
(i) Read and follow the application procedures stated in
these Guidelines,
(ii) Applicants with National Identification Numbers are encouraged to provide them during application,
(iii) All documents submitted to support the application should be certified by relevant authorities as specified in
these Guidelines,
(iv) Ensure that all birth/death certificates are certified by the Registration, Insolvency and Trusteeship Agency
(RITA), or Zanzibar Civil Status Registration Agency
(ZCSRA) to ascertain their validity,
(v) Applicants born abroad should obtain a letter from RITA
or ZCSRA to validate birth information. Applicants whose
parent(s) died abroad should also obtain a letter from
RITA or ZCSRA to validate the information provided,
(vi) All foreign entry qualifications must be evaluated
and approved by the relevant authority (NECTA/
NACTVET/TCU), and upon application, the equivalent
index number provided should be declared,
(vii) Ensure the bank account number submitted is active
and carries the same name as that on the application
form. The respective bank account details must be
correctly filled in the application form,
(viii) Applicants should provide a registered and reachable
mobile phone number. The provided mobile phone
number will be used to inform the applicant on the
loan application progress and payment process,
(ix) Ensure that the online loan application form is duly
filled and page numbers two (2) and five (5) are
signed as required before submission,
(x) Applicants must review the entire application form
and make corrections (where necessary) before
submission,
(xi) Every applicant must have a guarantor who has any of
the following identifications: National Identification
Number (NIN), Zanzibar Resident ID, Voter’s
Registration card or Driving License,
(xii) All applicants must strictly observe the set loan application deadline,
(xiii) Any identified forgery will disqualify the applicant
from the whole application process for the respective
academic year, and subject him/her to other necessary
legal actions, and
(xiv) Applicants are advised to make follow-up of their
application process results through their SIPA
accounts.
Click here to download Bachelor Degrees HESLB Application Guideline for 2025- 2026

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